Must-Have Money-Saving Products Under $100

Must-Have Money-Saving Products Under $100

Must-Have Money-Saving Products Under $100
I hardly ever buy anything for myself, but when I do, most of the things I splurge on are money-saving products. Anything that will save me money in one way or another excites me.

The following is a list of 23 money-saving products that you can get for less than $100.00. I have many of these products in my own home, and they've all been worth the small investment.

If you want to get any of these products right away, just click on the links to buy them from Walmart's website (all links open in a new window/tab). If you're not in a hurry, want a bargain price and don't mind that it's not new, you can look for the money-saving product(s) at local yard sales, thrift stores and Facebook Marketplace.

Money-Saving Products for the Kitchen

1. Water Filter System for Faucet

Money-Saving Product - Water Filter System
Stop spending money on bottled water and invest in a water filter system for your faucet.

2. Lunchbox, Storage Containers and Reusable Beverage Bottles
Money-Saving Products for Lunches

If you're still buying paper sacks, sandwich baggies and juice boxes for your lunch, your spouse's lunch or the kid's school lunch, don't. Instead, invest in a good lunchbox, storage containers and a reusable beverage bottle. My husband takes his lunch to work every week, and I've saved tons of money by eliminating the sandwich baggies and using the little storage containers and his beverage bottles.

3. Mini Bag Sealer
Money-Saving Product - Mini Bag Sealer
As you already know, once chips, crackers and other bagged snacks go stale, they no longer taste good. When this happens, we throw them away. Naturally, throwing away food is a waste of money, but if you get a mini bag sealer, you won't be throwing money away.

I have one of these nifty little gadgets, and I love it! My chips and crackers are always fresh, everytime! The mini bag sealers really do work! Note, be careful when selecting them, though, because some are so cheap they fall apart with the first use. The first one I bought was the white one (pictured above with the X), which turned out to be a waste of money instead of a money saver.

I received two of the white mini bag sealers. They had magnets on the back, so I hung one on the fridge, but the magnet wasn't strong enough and it fell to the floor and broke into pieces. Luckily, I had the second mini bag sealer. Nope, not so lucky, because soon after the first use, the second one fell apart in my hands, and I couldn't put it back together. Thankfully, it was only less than $10.00 wasted.

Now, I don't have the mini bag sealer I've provided a link to, but I have read reviews on it. Based on what I've read so far, it seems to be of better quality. It also costs a little more than the mini bags sealers that are priced under $5.00, but that's because you're paying for a better quality product.

4. Machine Washable Bamboo Paper Towels
Money-Saving Products - Washable Paper Towels
Washable paper towels? Who would've thought you can wash paper towels and re-use them! Apparently, you can. Neat, huh?

I've not tried these yet, because I just learned about them, but after reading others' reviews, I'm definitely going to buy some and give em' a try. I spend approximately $12.00 a month on paper towels, so if I can spend even less, I'll be happy. Yes, I realize $12.00 a month isn't much, but I'm open to any savings, regardless of the amount.

I will definitely write a review on these machine washable paper towels after I try them. I assure you I'll give them a thorough testing, too. I will even keep track to see how many times they can actually be washed before you have to throw them away.

5. Reusable Pods for Your Keurig
Money-Saving Product - Reusable Pods
When I got my Keurig (a Christmas present from hubby), I knew right away that buying the pods would be too expensive, so I went out and bought a reusable pod, which I've had for a little over 2 years now (as of date). Before each use, I just rinse it out well with hot water.

If you've ever seen the price of pods, you'll know a reusable pod will save you a lot of money! As for the quality of coffee, I've not noticed a change in taste.

6. Food Dehydrator
Food Dehydrator - Money-Saving Product
Out of the many money-saving products out there I do have favorites, and the food dehydrator is one of them. In fact, it's at the top of my favorites list. I'm telling you, my friend, this is a definite must-have for any frugal household, because this thing WILL save you money!

Produce lasts so much longer when you dehydrate it, and it's easy to re-hydrate as well. You can even make your own garlic powder by dehydrating garlic, and then using your food processor to make it into powder.

Not only is a food dehydrator great for extending the life of produce, it's wonderful for meat too. (Embed a great YouTube video of using it for meat)

7. Breadmaker
Breadmaker
There's nothing like homemade bread! It's so much better than store bought, and cheaper too.

I found my breadmaker at a yard sale for $3.00, and I love it! A breadmaker makes the process of making homemade bread so much easier. However, after making a loaf in my breadmaker for the first time, I discovered that while the bread still tastes great, it doesn't taste as great as homemade bread made in the oven. That being said, I still use the breakmaker for the kneading and rising.

All I do is use the knead setting on my breadmaker. Then after the kneading and rising step is completed by the breadmaker, I take my dough out, punch it down to release any large air bubbles, divide the dough into halves, shape the dough into two loaves of bread, place the loaves in greased bread pans, brush the top of the loaves with butter and let them rise in a warm spot for another hour, then I bake them in the oven.

8. Meat Grinder or the Grinder Attachment for a KitchenAid Mixer
Money-Saving Product - Meat Grinder
The meat grinder is another money-saving product that I love having in my kitchen. Rather than buying ground beef all the time, I can save money when I find beef roasts, chuck steaks and even round steaks on sale. I just buy them and ground them up using my meat grinder. I usually get more this way, and I can control the fat content as well.

In addition to beef, you can also grind up chicken (dark meat only), turkey (again, dark meat only) and pork. Chicken quarters are really cheap. With chicken quarters, just remove the meat from the bones. Then use the bones to make chicken broth/stock to save even more money.

If you do any hunting, the meat grinder also comes in handy for making ground venison, bison and etc..

9. Vacuum Sealer
Food Vacuum Sealer
These are great for protecting your meat from freezer burn. The bags can be a bit pricey for my liking, but a quick Google search will reveal many cheaper alternatives that work just as well.

My vacuum sealer really comes in handy when I buy meat in bulk, which is a part of my frugal grocery budget. I always have to break the meats down by re-packaging, so I pull out the vacuum sealer for this process.

10. Canning Jars
Money-Saving Products - Canning Jars
Naturally, if you can or plan to start canning to help stretch your grocery budget, you'll need canning jars. Canning isn't the only use for these, though, I've also used them for keeping bacon grease in and storing dry goods such as sugar, flour, bread crumbs and etc..

11. Herb Saver

Money-Saving Product - Herb Saver
We all know fresh herbs aren't cheap, unless you grow your own. Sadly, they usually don't last long, so you have to use them as soon as you can. Some people extend the life of their herbs by wrapping them in a damp paper towel then storing them in the fridge, but for less than $20.00 you can invest in a herb saver, which does better than the damp paper towel.

Honestly, this is one money-saving product I've yet to add to my kitchen gadgets, because when I do buy fresh herbs, I try to use them within a day or two. However, I've heard from others who have bought a herb saver, and people really seem to love it. They said it doesn't take up much space in their fridge, and they stated that the herb saver has kept their herbs fresh for as long as two weeks, sometimes longer.

Money-Saving Products for Your Home

12. Power Strips With a Switch
Surge Protector
According to Energy Saver, standby power could be costing you $100.00 annually. The good news is you can reduce that energy cost by investing in power strips with a switch. When using these power strips, you'll be able to switch off appliances, office equipment and other electronics when you're not using them. By flipping off the switch on the power strips, you're shutting down all power on those electronics, which reduces your energy bill.

If you need a really good power strip with a switch, I recommend the Tripp Lite 120 volt surge protector. Tripp Lite offers a lifetime warranty and insurance on this power strip. What this means is if any of the electronics that are plugged into the strip are damaged by a surge, or even a lightning strike, they'll repair or replace the damaged equipment up to the value of $75,000. That, along with the energy savings, in my opinion, makes the $19.74 investment well worth the money.

13. Motion Sensor Light Switches
Motion Sensor Light Switch
I'm a real stickler about keeping lights off during the day and relying on natural lighting from the sun. Then when the sun goes down and you have to turn on a light to see, I make sure I turn the lights back out when I leave the room. However, I'm constantly on to my husband for leaving lights on. He's really bad when it comes to turning out lights.

If your spouse or someone else in your house is like my husband, motion sensor light switches will solve the problem and save you money. This money-saving product will also be a stress reliever for you and the person you're always getting on to about turning out the lights. 😉

14. Weatherstrip Seals
Money-Saving Products - Weatherstrips
This is a money-saving product that most of us don't think about when we're trying to buy things for our home that will save us money. To help cut down on your energy bill even more, some good weatherstrips for your windows and doors helps keep the cold out in the winter, and in the summer, these strips also help reduce the humidity in your home. Furthermore, they'll help keep those pesky insects outside where they belong.

15. Low Flow Shower Head
WaterSense Shower Head
The frugality in us causes us to sacrifice things in order to save money. For instance, you may take less showers in order to save on your water and energy bill. Well, if you change to a low flow shower head, you won't have to take less showers to save money.

When you begin your search for this money-saving product, look for one with a flow rate that doesn't exceed two gallons per minute (gpm). If it has the WaterSense label, you can rest assured that it's a money-saving shower head.

Need a little assistance in your search? The Peerless 5 spray fixed head is WaterSense approved, and you can conserve water with the pause setting. The best part is when you restart the water, the temperature will be the same as where it was when you paused it. Oh, did I mention you can get this shower head for less than $10.00? Yep, you can, for the time being anyway.

Some places offer a rebate if you buy a shower head with the WaterSense label. You can check for those rebates in your area on the EPA website.

16. Steam Mop
Bissell PowerFresh Steam Mop
You're probably wondering how exactly a steam mop made my money-saving products list, right? Well, it eliminates the need for Mop and Glow or whatever floor cleaner you use, because a steam mop only uses tap water. That's right, plain old tap water! The steam and heat is what kills the germs, and I can tell you from my own personal experience with a steam mop that it does a better job than the mop. Not only does it clean better and save you money, but it also saves you a lot of back aches, too. Steam mopping your floors is still physical labor, but it's not as physically exhausting as mopping with an old fashioned mop and bucket.

I bought the Bissell PowerFresh steam mop 1940W in August 2015 and paid $79.98 for it, and now I won't mop my floors any other way. I absolutely love this thing!

17. Egyptian Cotton Sheet Set
Egyptian Cotton Sheet Set
Yes, I know, because you're frugal you probably just buy the cheapest sheet set you can find, and you're happy since you saved money by buying the cheapest set. Or did you save money? Not really, because if you have one of my experiences, you'll be buying another sheet set in a month or two.

I bought a cheap sheet set at Walmart for under $20.00, and in one months time, the fitted sheet got a big hole in it, so I went back to buy another cheap set and the same thing happened! For the amount I spent replacing the cheap sheet sets I bought, I could've spent that money on a more expensive set that would've lasted longer.

On my third trip to replace the second cheap set I bought, I decided to go for the better quality and shopped for an Egyptian cotton sheet set with a thread count of 300 or more. I bought the more expensive set in 2017 and now it is 2018 (one year later), and I still have that same Egyptian cotton sheet set, which I've washed several times, and it's still like new. No holes or signs of wear and tear.

Can you imagine how much money I would've spent in a year had I continued to buy the cheap sheet sets rather than paying about $15.00 more for better quality? So, see, sometimes you actually save money by paying more for a better quality product.

18. LED Lightbulbs
Money-Saving Products - LED Lightbulbs
LED lightbulbs last longer than regular bulbs and helps reduce your energy bill. Plus, unlike CFL lightbulbs, the LED bulbs provide a brighter light.

19. Programmable Thermostat
Programmable Thermostat
Installing a programmable thermostat can save you some money on your energy bill. In order to save money, though, you need to know how to operate it. Energy Saver offers some tips to help you operate your programmable thermostat efficiently.

Other Money-Saving Products

20. Rechargeable Batteries and Battery Charger
Money-Saving Products - Rechargeable Batteries
Toys, a wireless mouse, Wii remotes and some other things around your home require you to replace batteries frequently. These products are what you want to buy rechargeable batteries for, because in the long run, you will save money by recharging the batteries rather than constantly spending money on new disposable batteries. When you do buy the rechargeable batteries that you need, make sure you also get a good battery charger for those type rechargeable batteries. If you're like me, most everything I have that I buy rechargeable batteries for takes AA or AAA batteries, so I bought a charger that recharges both AA and AAA batteries.

21. Washable Menstrual Pads or Cups
Money-Saving Products - Washable Menstrual Pads
Ladies, unlike disposable pads, reusable menstrual pads and cups will save you a lot of money, are more comfortable to wear and won't irritate your skin. All you have to do is thoroughly wash the cups before reusing them. If you use the pads, just place all the used ones together in a small bucket of cold water, and when that bucket is full, dump the water, then throw the washable menstrual pads in the washer (separate from your other laundry, of course).

22. Coin Sorter
Coin Sorter
Don't pay the fee to use the coin sorters in stores. Instead, buy one for your home. You'll be surprised how quickly all that lose change adds up. Once you have a pretty good collection of coins, take them to the bank to deposit into your savings account. Or if you need the money for a bill or emergency, exchange the coins for cash.

In addition to a coin sorter for your home, get one for your car as well. This way you don't fill your cup holder up with loose change, and you won't have to worry about sorting the change later, since, of course, the sorter does that for you.

23. Solar Lighting, Including Solar Christmas Lights
Solar Light
Solar lights are awesome! They save you money on your electric bill, because they're powered by sunlight. To really cut down on your electric bill, begin by using solar lights for your outdoor lighting.

Another way I like to use solar lights is inside. You can buy the equipment and setup solar lighting inside your home, but that can get expensive. It is worth the expense, but if you don't have the money to do that just yet, you can do what I sometimes do. I got two of the Westinghouse solar powered LED lights that give off good light (the bigger the better), and I bring them inside at night to use in the room that I'm in at the time, which is usually my office. I use them instead of the normal lights to save on my electric bill, of course. During the day, I put them back outside in the sun to recharge.

Finally, if you love decorating for Christmas, they even make solar Christmas lights! I've not tried these yet. However, I've seen homes with them, and they look just as great as the regular Christmas lights.
Money-Saving Products - Solar Christmas Lights
Do you know of any other money-saving products under $100.00 that I've not mentioned? If so, leave a comment with your recommendation(s).

Subscribe to the Living Frugally Newsletter for Updates & More!

Living Frugally Newsletter FreebieWhen you subscribe, you'll get notifications when new money-saving advice has been added to the site. Each newsletter will also include at least five freebies (sometimes more) and a money-saving tip. Furthermore, you'll get occasional alerts about what I believe are the BEST deals.

As my thanks to you for subscribing, you'll receive a FREE PDF filled with over 25 money-saving online tools and apps! This freebie will be emailed to you immediately after you confirm your subscription to the Living Frugally newsletter. When I updated the PDF freebie with new online tools and apps that save you money, I will send out an email letting you know about those updates, and I'll include a link where you can go to download the updated version.
Living Frugally Subscribe Button

Related Ads
Frugal Grocery Shopping

How to Master Frugal Grocery Shopping in 8 Simple Steps

Frugal Grocery Shopping
It's inevitable, we have to eat and drink to stay alive, so a trip to the grocery store each week, month or whenever you go is just a normal part of life. Sadly, the price of groceries to feed even a small family can make a pretty good dent in the household budget. The good news is that dent doesn't have to be huge. That being said, I'd like to share a few frugal grocery shopping tips that I hope will help you leave the grocery store with less stress.

1. Use Cashback Apps

Many cashback apps such as Berry Cart, Checkout 51, Ibotta, Saving Star and Walmart's Savings Catcher will give you cash back on generic brands, produce and name brands. You'll need to save your receipts, and in some cases you'll have to scan the barcodes on products.

You can save even more by combining your cashback savings with manufacturer coupons, store coupons, digital coupons and other cashback apps that may have the same offers.

2. Buy in Bulk

Buying in bulk can cost more, but in the long run it does save you money. For instance, I reduced our monthly grocery bill by over $300.00 when I started buying meat bundles from IGA in Vienna, Illinois. Since my family goes through quite a bit of sugar, I also buy the Psst 25 lb. bag of sugar for $12.49 from the Harrisburg, Illinois Kroger. The 25 lb. bag of sugar lasts at least a month in my household, which is a lot longer than one or two 5 lb. bags, so in the long run, it's much cheaper to pay for the 25 lb. bag.

3. Avoid Buying Prepackaged Foods

Although it's time consuming, you'll save more money by making many foods from scratch. You know, things such as cookies, yogurt, bread, pizza dough, tortillas, hamburger buns, hot dog buns, pancake mix, cake mix, taco seasoning, onion soup mix, ranch dressing mix and chili seasoning.

The aforementioned DIY food recipes can be made in batches and stored in the pantry or freezer. Just click on the name of each to view and print the recipe as well as see how long it can be stored in your pantry or freezer.

4. Check the Bargain Bins and Clearance Aisles

The first thing you should do upon entering the store during your frugal grocery shopping trip is check the bargain bins and/or clearance aisles first. You never know what kind of bargains you'll discover, and if you happen to have a coupon for one or more items in the bargain bin or clearance aisle, you could score a freebie or get the product nearly free!

I always check out the bargain bins in my local Kroger, and I once got a 28 oz. bottle of TRESemme shampoo for less than $1.00. It was marked down to $1.99, but with my $1.00 off coupon, I got it for $.99!

5. Grow Your Own Herbs

If you've recently shopped for fresh herbs at your local grocery store, you were probably just as shocked as I was to discover how expensive they are. For instance, in my area, at the present time, .75 oz. of fresh rosemary is $1.98. As we all know, cooking with fresh ingredients is always best in regards to health and taste, but at that price, it makes one not want to buy fresh produce, right? Good news, there is a cheaper alternative: grow your own herbs! Yes, I know, it calls for a little extra time and work, but it saves money, and since we're a frugal bunch, saving money is our number one goal. 😉

Off the Grid News offers a great beginner's guide on the basics of growing and preserving your own herbs and spices. In addition, I recommend their easy potting mix recipe.

6. Plan Your Menu Based on What You Have Left and What's on Sale

Before each of my frugal grocery shopping trips, I browse the local sale ads, check my pantry, deep freeze and refrigerator. Then I create my grocery list based on what I already have, what's on sale and what I have coupons for. This takes me an hour or two, but the savings is well worth my time.

7. Add Seasonal Produce to Your Frugal Grocery Shopping List

Actually, your best money-saving option when it comes to produce is to grow your own, and then freeze and can it to use when it's out of season. However, if you don't want to mess with gardening and canning, then your next best option for saving money on produce is to buy fruits and vegetables that are on sale and in season. If they're on sale, buy extra to freeze for later use.

8. Use Coupons

I'll admit that I don't use a lot of coupons, and the reason is because I buy a lot of store brand products. I've learned that store brands are often cheaper, even after using a coupon on a name brand that's on sale. Therefore, if I can get the store brand cheaper, I will. Many times there's not much difference between store and name brand, but with some things there is a big difference, and when that's the case, I'll buy name brand and look for coupons for those brands.

If you prefer a name brand over a generic brand and there are coupons for those brands, use the coupons. When using coupons for your preferred brands, try to use them when those brands are on sale to save even more money, and if you can stack them with a store coupon and/or cashback rebate, you could end up with freebies.

One last thing I'd like to say about coupons is if you're a regular Kroger customer like me, be sure to create an online account on their website. By creating an online Kroger account, you'll be able to load digital coupons to your Kroger card. Kroger keeps track of what you buy the most, and they offer digital coupons for those brands. Yes, those brands include the store brands, so you can actually save with coupons on store brand groceries, household items and etc.! This is one thing I love about Kroger! They also, on occasion, will send you paper coupons in the mail, and those coupons also match up with what you buy the most from their store.

Do you have any frugal grocery shopping advice that you'd like to add? Leave a comment to share your money-saving grocery advice.

Frugal Grocery Shopping - Saving Star Rebates

Subscribe to the Living Frugally Newsletter for Updates & More!

Living Frugally Newsletter FreebieWhen you subscribe, you'll get notifications when new money-saving advice has been added to the site. Each newsletter will also include at least five freebies (sometimes more) and a money-saving tip. Furthermore, you'll get occasional alerts about what I believe are the BEST deals.

As my thanks to you for subscribing, you'll receive a FREE PDF filled with over 25 money-saving online tools and apps! This freebie will be emailed to you immediately after you confirm your subscription to the Living Frugally newsletter. When I updated the PDF freebie with new online tools and apps that save you money, I will send out an email letting you know about those updates, and I'll include a link where you can go to download the updated version.
Living Frugally Subscribe Button

Related Ads
Maximize Your Savings by Stacking Coupons

Maximize Your Savings by Stacking Coupons at These Online Stores

Maximize Your Savings by Stacking Coupons
Out of all the ways to save money, stacking coupons is my favorite! The savings really adds up with this money-saving method. Last year, in fact, I got $40 worth of clothes from an online thrift store (Schoola) free. Yes, I really got it ALL free and was able to do it by combining Schoola credits and discounts!

Being able to maximize your savings when shopping online is exciting, no doubt. Unfortunately, though, there's a limited number of online stores that offer the stacking coupons option during checkout. After quite a bit of searching, I discovered 10 online stores, which I'm now sharing with you.

Online Stores to Maximize Your Savings by Stacking Coupons

Amazon
Stacking Coupons to Maximize Savings at Amazon
You can stack an unlimited amount of coupons when ordering from Amazon. Before entering the codes during checkout, be sure to check each coupon for any restrictions that may apply.

CVS
Stacking Coupons at CVS
You're only allowed two coupons per order at CVS, and it has to be a sitewide percentage off and a coupon for a specific item.

Gap, Banana Republic, Old Navy and Athleta (all owned by Gap, Inc.)
Stacking Coupons at Old Navy
These online stores allows you to stack a maximum of five coupons. If you have problems stacking the coupons during checkout, you may have to use a combination of a dollar off with a percentage off.

Since these stores are what they call "sister" sites, you can use the coupon codes from one site on another. For example, you can use an Old Navy coupon at Gap, Banana Republic or Athleta.

Kohl's
Kohl's - Stacking Coupons
Stacking coupons at Kohl's only works when shopping on your desktop. If you're shopping from your mobile device, you won't be able to maximize your savings by stacking coupons at Kohl's.

Newegg
Stacking Coupons at Newegg
Newegg allows you to add as many coupon codes to your online order as you'd like just as long as you use only one coupon code per item. For instance, you can use five coupon codes, but you MUST be buying at least five products.

In addition to coupon codes, you can get cash back by mailing in rebate forms from select Newegg products. If there's a mail-in rebate on a product you plan to buy, Newegg will include a link to the rebate form under the product's price.

Schoola
Stacking Coupons at Schoola
After browsing Schoola's website, I found no mention of a limit when stacking coupons during checkout. However, I know they allow you to stack coupons, so if they do have a limit and you reach it, I'm sure it will alert you.

Sears
Stack Coupons at Sears to Maximize Your Savings
As long as the coupons aren't the same (e.g. two percent off, two dollar off, etc.), Sears will let you stack an unlimited number of coupons.

Snapfish
Stacking Coupons at Snapfish to Save on Photos
Snapfish allows coupon stacking if you're ordering multiple items. In other words, you can only use one coupon code per item.

Target
Stacking Coupons at Target's online Store
After browsing Target's website I couldn't find any exclusions when it comes to stacking coupons in their cart, but they do allow you to use more than one coupon code during checkout. If there are limits to how many you can redeem at one time or any other exclusions, I'm sure their cart will alert you.

Victoria's Secret
Stacking Coupons at Victoria's Secret
You're allowed a maximum of three coupon codes when shopping at Victoria's Secret. Before you redeem any online coupon offers from Victoria's Secret, make sure you read the exclusions and qualifications of each offer.

In addition to stacking coupons at the aforementioned online stores, you can maximize your savings even more when you visit the store from a cashback shopping site such as eBates, My Points or Swagbucks. Before making the choice of which cashback shopping site you're going to shop from, compare their rebates and select the site that offers the biggest cashback rebate.

Happy shopping and saving!

Subscribe to the Living Frugally Newsletter for Updates & More!

Living Frugally Newsletter FreebieWhen you subscribe, you'll get notifications when new money-saving advice has been added to the site. Each newsletter will also include at least five freebies (sometimes more) and a money-saving tip. Furthermore, you'll get occasional alerts about what I believe are the BEST deals.

As my thanks to you for subscribing, you'll receive a FREE PDF filled with over 25 money-saving online tools and apps! This freebie will be emailed to you immediately after you confirm your subscription to the Living Frugally newsletter. When I updated the PDF freebie with new online tools and apps that save you money, I will send out an email letting you know about those updates, and I'll include a link where you can go to download the updated version.
Living Frugally Subscribe Button

Related Ads
Combining Discounts for Bigger Savings

Hey, Frugal Shoppers, Here are Some Tips on Combining Discounts for Bigger Savings

Combining Discounts for Bigger Savings
Don't you love it when you discover big savings? Of course you do, because you're a frugal shopper like me! Also like me, I'm sure you get excited everytime you save big, right? Well, did you know the biggest savings happens when you combine discounts? Many times you can stack reward program discounts, sales, stores discount coupon codes, discount gift cards and mail-in rebates to get savings so big that the merchandise you buy is nearly free!

Naturally, you have to check the store offers' details and restrictions to see what discounts they allow you to combine and if you can use any of the discounts on their clearance products. Once you learn what you can and cannot do when it comes to stacking coupons, you can start your shopping spree.

When you're ready for your big savings shopping spree, it's always best to begin with stores that have a rewards program. I've learned these stores are usually where I can get my biggest savings. Oh, and let's not forget Black Friday and Cyber Monday. If you have reward points saved up and the store allows you to combine discounts with the sales on these special shopping days, you'll walk away a VERY happy frugal shopper!

Retailers With Free Rewards Programs

Ace Hardware
Ace Hardware Rewards Program
Stack your rewards with these additional savings from Ace Hardware: Sales | Rebates

Best Buy
Best Buy Rewards Program
Stack your rewards with these additional savings from Best Buy: Student Deals | Clearance | Deals for Members | Weekly Deals | Black Friday | Cyber Monday

Carter's
Carter's - Rewards Program
Stack your rewards with these additional savings from Carter's: Current Coupons | Clearance | Doorbusters ($5 and Up)

CVS
CVS Extra Care Savings Program
Stack your rewards with these additional savings from CVS: Online Only Offers | Rebates

Health Products for You
Health Products for You Rewards
Stack your rewards with these additional savings from Health Products for You: Current Deals

Home Depot
Home Depot Rewards
Stack your rewards with these additional savings from Home Depot: Current Specials | Daily Special | Black Friday | Rebates

JC Penney
JC Penney Rewards
Stack your rewards with these additional savings from JC Penney: Current Coupons | Rebates | Clearance | Black Friday | Cyber Monday

Kmart
Kmart Rewards Program
Stack your rewards with these additional savings from Kmart: Bluelight Specials | Current Coupons

Kohl's
Kohl's Rewards Program
Stack your rewards with these additional savings from Kohl's: Clearance | Current Kohl's Coupons | Rebates

Lite Cig USA
Lite Cig USA Rewards Program
Stack your rewards with these additional savings from Lite Cig USA: Clearance

Old Navy
Old Navy Rewards Program

Stack your rewards with these additional savings from Old Navy: Clearance

Sears
Sears Rewards Program
Stack your rewards with these additional savings from Sears: Hot Deals | Clearance | Current Coupons | Rebates | Exclusive Offers for Sears Cardholders

The Children's Place
The Children's Place Rewards
Stack your rewards with these additional savings from The Children's Place: Current Coupons | Black Friday Deals | Cyber Monday Deals | Clearance

Toys "R" Us
Toys "R" Us Rewards
Stack your rewards with these additional savings from Toys "R" Us: Clearance | Hottest Deals | Current Coupons

Walgreens
Walgreens Rewards Program
Stack your rewards with these additional savings from Walgreens: Current Coupons | Photo Deals | Clearance

Do you know of any other retailers that offers a free rewards program? Tell us about them in the comments area below.

Subscribe to the Living Frugally Newsletter for Updates & More!

Living Frugally Newsletter FreebieWhen you subscribe, you'll get notifications when new money-saving advice has been added to the site. Each newsletter will also include at least five freebies (sometimes more) and a money-saving tip. Furthermore, you'll get occasional alerts about what I believe are the BEST deals.

As my thanks to you for subscribing, you'll receive a FREE PDF filled with over 25 money-saving online tools and apps! This freebie will be emailed to you immediately after you confirm your subscription to the Living Frugally newsletter. When I updated the PDF freebie with new online tools and apps that save you money, I will send out an email letting you know about those updates, and I'll include a link where you can go to download the updated version.
Living Frugally Subscribe Button

Related Ads
Money-Saving Tips for the Home Caregiver

13 Money-Saving Tips Every Home Caregiver Needs to Know

Money-Saving Tips for the Home Caregiver
Taking care of an elderly parent, grandparent or other loved one is a noble thing to do, but it can be stressful. I know, because I've been there.

Stress isn't the only downfall of being a loving caregiver. Unfortunately, if you're living with the person you're caring for, it can take a toll on your finances as well. To help ease the financial burden, here are some money-saving tips I learned during the five years I spent caring for my dad before he lost his battle with cancer...

1. Use coupons on caregiver products.
Before purchasing caregiver products, search for online and/or in-store (whichever you need) coupons. Some brands with printable coupons that can be redeemed in stores that accept coupons include Depend and Poise.

If you know of other brands that sells caregiver products, try visiting the brand's website. Many times brands have a section on their site with coupons and discounts. You can also search the web by using the brand name then coupons (e.g. Depend coupons). During your search for coupons, be sure to check my Discounts & Coupons for Elderly Home Care Products page.

2. Take advantage of discounted monthly subscription plans.
Do you buy quite a few caregiver products such as gloves, personal care products and etc.? Some companies offer what most refer to as a subscribe and save or re-order and save plan. The plan lets you have product(s) you order often shipped to you automatically. When the company ships the product(s) on the delivery frequency you specify, the card you have on file with that company will be charged. Companies that offer monthly subscription plans usually give discount savings, some offer free shipping along with the discount, and you can cancel the plan anytime you want. Check each company's plan details for information on savings, free shipping and more.

3. Sign up for shopper rewards programs.
Shopper rewards programs is another great way to save money on caregiver products. Companies with a shopper rewards program gives you points based on the amount you spend. You can later use those points like a store credit for discounts on future orders. Unless the company states otherwise, you can combine your shopper rewards with that company's sales as well as use coupons (if available) and cashback programs for additional savings.

4. Reach out to friends, family and other home caregivers.
Rather than pay for adult daycare services when you need a break or have to run errands, turn to family, friends and/or other home caregivers for help.

When I was taking care of my dad and he reached the point where we couldn't leave him home alone, my family was always offering to help if I needed them. Well, one day my husband and I needed a break and the kids were at their dad's, so we called my uncle to see if he'd stay with dad for a couple days while we went camping. Without hesitation, he agreed. They enjoyed the time together, and my husband and I had a relaxing and stress-free camping trip.

Then there was another day we needed to run into town. On that day, my aunt, uncle and cousin visited with dad while we ran a few errands in town.

Usually when family offers you help, they're not just saying it to be nice. They really do want to help, so don't hesitate to call them if you need a sitter. It will save you money and everyone will be happy.

If a friend or family member isn't available on the day you need them, try offering to do a swap with another home caregiver that you know well. As with a babysitter for a child, you want to be sure this other caregiver is someone you can trust.

Since they're a home caregiver too, they'll have to bring their loved one with them. Or to make things easier, you can take your loved one to their place. Also, in exchange for them helping you, you can offer to sit with their loved one on a day when they need someone.

5. Use the internet to get free power of attorney forms and living will papers.
Rather than hire an attorney to draw up power of attorney or living will papers for your loved one, consider printing them from the web. AARP offers links to these legal documents. Just click the state that you reside in and go from there.

6. Save money by purchasing discounted gift cards.
Whether you're shopping for groceries, household supplies, treating your family to dinner out or etc., you can save a little money by purchasing discounted gift cards. Just buy the gift cards when you come across a good deal on the ones you'd use.

Gift Card Spread, Gift Card Granny and Raise all offer discounted gift cards. Try to visit these sites at least once a day to look for deals on the gift cards that interest you. If you find a good deal, buy the gift card and hold on to it until your next shopping trip. Be sure to check if they have an expiration date before you buy them, though. If they do, make sure you'll be able to use the card before it expires. If you won't, just let it go and wait for another deal, because if you buy it and can't use it before it expires, then you'll just be wasting money rather than saving.

To save even more, combine the gift card with sales and/or coupons. One special coupon offer currently available is an additional discount of 1% off these brands offering discounted gift cards. You can redeem this coupon during checkout with promo code RAISE1.

7. Contact your local utility companies to inquire about discounts.
You may be able to save money on your utility bills by calling the companies and explaining that you're a caregiver for your mother, father or whomever. After explaining your situation, ask if they offer any discounts for caregivers who are living with the ones they're taking care of. If the bill is in your loved ones name, there may be a senior discount available. If there are any discounts available, find out the qualifications. If you qualify, by all means, sign up.

8. Consider signing your loved one up for a free Silver Sneakers membership.
If the family member you're caring for is still active or wants to be active to stay fit and as healthy as possible, he/she may be interested in the FREE Silver Sneakers membership. The membership will give him/her free, unlimited access to gyms and fitness centers. It also allows them to attend free classes.

Check the Silver Sneakers website for participating gyms and fitness centers in your area. You can also sign your loved one up for the free membership through the site.

9. Save on prescription drugs.
Chances are the family member you're caring for has quite a few medications, and maybe others in your home are also paying for medications. If Medicare, Medicaid or your other insurance company isn't really helping with the cost of meds, GoodRx could help everyone in your household with savings up to 80% off prescription drugs. It's a free discounted prescription drug program. Not sure whether it would be worth it or not? Look up the costs of the medications you'd like a price on at GoodRx's website. Just enter the name of the medication to compare prices at pharmacies near you. You may discover that you can get your medicine at a lower discounted cost than your current insurance provider offers.

Blink Health is another program that offers discounted prices on prescriptions drugs. In fact, over 50% of the medicines at Blink Health cost less than $10.00. To help you get a prescription free or nearly free, Blink Health is offering new customers a $10.00 credit, which you'll use on your first order with them. Just visit Blink Health from my link to get the free $10.00 credit.

I used Blink Health and found the process real easy. All I had to do was pay for my order through the Blink Health website, and then I took the receipt that I printed out to my participating pharmacy to pick up my prescription. My pharmacy at the time was CVS, but Blink Health is also accepted at Walgreens, Walmart, Rite Aid CVS and most independent pharmacies.

10. Toss the disposable incontinence supplies for good.

Rather than throwing away money on disposable bed pads, diapers and pull-ups, invest in washable incontinence supplies. You truly can save at least $100.00 a year buying reusable incontinence products that can be washed and reused several times.

Three places you can consider that offer reusable incontinence products for men and women are CVS, Health Products for You and Medical Supply Depot. Each of these companies offers reusable bed pads, underwear and more.

For additional savings, be sure to read about Health Products for You's reward program and CVS's ExtraCare rewards program. In addition to the rewards program, Health Products for You also offers free shipping on any size order.

11. Make your own reusable incontinence wipes.
Here's what you'll need to make your own reusable incontinence wipes: a small (less than 13 gallon) trashcan with a lid, a pack of cotton washcloths, water, baby wash, baby oil, an empty spray bottle and an empty container such as a plastic Folgers coffee container.

Before we move on to how to make the wipes, let's discuss what you'll do with them after you've used them. You're going to put the used incontinence wipes (the washcloths) into the trashcan (use a grocery bag as a trashbag). Later, you can pull the plastic grocery bag from the trashcan and dump the used wipes into your washer and wash them. You'll also be storing the unused wipes (washcloths) in the Folgers or other container. Finally, you'll use the empty spray bottle for the homemade peri wash, and you'll spray the wash on the washcloth or directly onto the skin (your choice).

To make your own reusable incontinence wipes, put the following ingredients in the spray bottle: 1 cup water, 1 teaspoon baby oil and 1 tablespoon baby wash. After adding the ingredients, place the lid on the spray bottle, tighten it and shake well.

You can buy the supplies you need to make these homemade incontinence wipes at your local Dollar General, Dollar Tree or Walmart store, and the cost shouldn't be much at all. To help you save more money, keep an eye out for coupons for baby wash and baby oil.

12. Ask for discounts before buying online.
Before making an online purchase, contact the company via phone, email or (if available) live chat. Let them know your a new customer interested in making a purchase from their site, and then ask them if they have a discount they could give you for being a first-time customer. If the product(s) you're planning to purchase is for caregiving, let the company know you're a caregiver for your elderly loved one and on a budget. Then ask if they could offer you a caregiver discount. Most of the time companies will give discounts if you reach out to them, and if they don't, then all you've lost is the time it took you to contact the company. It's certainly worth trying, especially if you're ordering in bulk. If you do plan to buy in bulk, be sure to mention the product(s) and the quantity you plan to purchase.

13. Sign up for a free mobile phone.
If you don't have a landline, you may qualify to receive a free smartphone with free texting, minutes and data from SafeLink Wireless. If your income is at or below 135% of the federal poverty guidelines, or you receive medicaid, SNAP, SSI, section 8 federal public housing assistance or a veteran and survivors pension benefit, you'll definitely qualify for the SafeLink Wireless program. Also note, this program isn't available in all states, so enter your zipcode to check availability in your area.

Do you have any additional money-saving tips for home caregivers that you'd like to add? Please share by leaving your tips in the comments area below.

Subscribe to the Living Frugally Newsletter for Updates & More!

Living Frugally Newsletter FreebieWhen you subscribe, you'll get notifications when new money-saving advice has been added to the site. Each newsletter will also include at least five freebies (sometimes more) and a money-saving tip. Furthermore, you'll get occasional alerts about what I believe are the BEST deals.

As my thanks to you for subscribing, you'll receive a FREE PDF filled with over 25 money-saving online tools and apps! This freebie will be emailed to you immediately after you confirm your subscription to the Living Frugally newsletter. When I updated the PDF freebie with new online tools and apps that save you money, I will send out an email letting you know about those updates, and I'll include a link where you can go to download the updated version.
Living Frugally Subscribe Button

Related Ads